Motometers makes getting covered fast, clear, and personal. You get the protection you need, service that picks up the phone, and the freedom to reshape your plan whenever life changes.
Round-the-clock roadside help and simple digital claims keep support close. With us you’re not just protected, you’re a priority.
We built this company for people who want insurance that’s simple, speedy, and open about how it works. Whether you commute daily or only drive on weekends, your policy is shaped around you from the first quote to the final claim.
Coverage starts with how, where, and how much you drive, not a one-size template.
Adjust coverage from your dashboard whenever your situation shifts.
You talk with U.S.-based people who know insurance, not someone reading a script.
Live tracking shows exactly where your claim stands at every step.
Safe driving, bundled policies, and low mileage all earn you savings.
Insurance isn’t really about paperwork. It’s about protecting the things that get you through your day. So we shaped every step around real drivers, real vehicles, and the real problems that come up on the road. From your first quote to your last claim, you get clear answers, control over your policy, and support that shows up. Insuring your first car or a whole household’s worth, it stays simple, without confusion or delay.
Smart technology handles the tricky parts of choosing coverage, and a human is there whenever you want guidance. Our plans stay flexible and transparent, so you can tune your protection to your location, budget, and lifestyle. No cookie-cutter packages and no hard sell, just policies that travel with you, grow with you, and back you up when it counts.
You’re not just insured. You’re understood.
Every policy begins with strong, adjustable protection. Choose what fits your life, not just what the law requires.
Pays for injuries and property damage you cause to others in an accident. It also helps with legal defense, medical bills, and repair costs for the other side, so one bad moment doesn’t become a financial disaster.
Pays to repair or replace your own vehicle after a crash, regardless of who was at fault. It’s especially handy on a leased or financed car, where an unexpected repair bill can hit hard.
Handles damage that doesn’t come from a crash: theft, vandalism, fire, flooding, falling objects, or a run-in with an animal. It’s the safety net for surprises that strike when you’re nowhere near the wheel.
No two drivers are alike, so your policy shouldn’t be either. Layer on extras that give you more control and more confidence.
Round-the-clock towing, lockout help, battery jumps, fuel delivery, and more.
Covers your daily rental cost while your car is in the shop.
Pays off the rest of your loan if your car is totaled and worth less than you owe.
Covers non-standard upgrades such as rims, wraps, and sound systems.
Keeps you protected while driving for rideshare or delivery platforms.
Roadside help, around the clock
Share your vehicle, location, and driving habits. It’s quick and straightforward.
Pick Basic, Standard, or Premium, then add extras online or with an advisor on the phone.
Manage your policy from your dashboard, call for roadside help any hour, and track claims live.
Start with the level of protection that matches your car and your budget, then fine-tune it with add-ons.
Essential coverage. State-minimum liability plus injury protection, at a price that stays friendly.
Balanced coverage. Everything in Basic, plus collision, comprehensive, rental, and roadside help.
Maximum coverage. Adds full replacement cost, GAP, custom equipment cover, and a claims concierge.
Still curious? Call an advisor or send us a message and we’ll walk you through it.
Just tell us about your vehicle and how you drive, and you’ll see your options right away. If you’d rather talk it through, a licensed advisor can walk you through the results by phone.
Yes. You can adjust your policy in real time from your dashboard, so your protection can keep up when your car, commute, or budget changes.
We work to handle claims quickly, and live tracking lets you see exactly where yours stands along the way.
You will. Our advisors are licensed, based in the U.S., and here to help you understand your options rather than push a script.
The rideshare endorsement protects you while you drive for rideshare or delivery platforms, and it can be added to any plan.
We offer coverage across the country. Because traffic, weather, and insurance laws differ from place to place, we shape your policy around where you drive.
Start online, or reach out and talk it through with a licensed advisor.